Tim and Lauries RV Experiment Wrap up

Tuesday November 6, 2018

Winding down our vacation we hightailed it from freezing at the Grand Canyon to Palm Springs on Friday morning , November 2 for a taste of warmth for a couple of nights. We spent Saturday playing tourist sort of, we rode the famous tram up to the top of Mount San Jacinto and enjoyed the views for a couple hours. Then we went down and caught the new Bohemian Rhapsody movie at an IMAX theatre. I have always loved the music of the band Queen. It was a great movie, the actors did a great job of emulating the band members especially Freddie Mercury and Brian May.

Since we did not have any other transportation except for the motor home, we used Uber to get around Palm Springs. When we buy our motor home we will make sure it has the towing capacity to pull our Toyota 4Runner behind it so we can get around more easily from our camp sights. Either that or we will buy a smaller car to tow, but either way you have to have a tow car if you do the Motor Home thing otherwise you will be stuck at the campground or will need to pay for a lot of taxi and Uber rides.

Sunday morning we moved to Featherly Wilderness Preserve in Anaheim. We stayed at Canyon RV park backed up to the edge of the Santa Ana river. Epic site! Canyon park is a hidden jewel next to Green River Golf course it gets two thumbs up from me. The only drawbacks are it is expensive, $75 per night, you can hear ambient freeway noise even though there is a massive sound wall and they don’t have WiFi. It is still worth the visit.

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We spent some time organizing and cleaning the RV Sunday night because we planned to return it as early as possible Monday morning. We drove it back to Carson and got there around 10:00. We learned that it is pretty hectic on a Monday morning with many people returning at the same time. We were not as ready as we would have liked to have been. They were very kind and patient while we packed up. Next time we will stop somewhere and pack everything up and transfer it to our car before we pull into the Cruise America lot. We returned the motor home clean and full of gas, propane and the holding tanks were empty. Our full deposit plus a little extra was refunded to us because we filled up what should be full and emptied what should be empty, our refund was $578.00. The total cost of a 15 day rental ended up being $1500.00 or $100.00 per day plus our fuel and campground fees. It was totally worth it. Our trip was unforgettable and so enjoyable we would recommend it and we would definitely do it again except I think we will buy our own motor home now.

Our assessment is without a doubt, RV life is for us. This is what we want to do long term someday.

Now we are home and it is time to get back to building my business.

Please continue to follow my blog by clicking the link ; keep up with the progress of my entrepreneurial pursuits on the road to becoming independent and free from employment.

What is the Fourth Quarter?

I remember when I was very young, there was a family friend who retired from his job where he worked for decades. He went to a party, got a gold watch and never worked again. Day after day there he was, sitting in his easy chair watching TV as if he had been waiting his whole life for the day he could sit and watch TV all day long and not work. He obviously had a pension, he did not seem to want for money. I saw that after he retired he started to look and act so old, he walked so slow and hunched over. He died at the age that is not too far away from where I am now. It seemed to me from the perspective of a young person that people were supposed to retire at 65 and that was the beginning of the end for them.
The thought of working my whole life, retiring and dying seemed so dreadful.

These are different times however, we know more about health and fitness than they did in the 1960’s. Seniors are living very active and healthier lifestyles with ambition to continue to better themselves. Work culture has changed too. Back then it was very common for people to get one job when they got out of school and / or military service and keep that job until they retire. During my working lifetime it slowly became normal for people to change jobs frequently and that is what I did my whole life. Changing jobs and learning new skills, continuously building a strong resume and a variety of skills is what I thought of as a good investment for my retirement years. I have also always had a side business, some sort of entrepreneurial hobby and I have always planned on breaking free from employment and going totally independent. I succeeded in that once but a nasty divorce knocked me back to square one so I had to start all over again from scratch at age 40.

My blog is directed at people like me who are late to the party, with very little in the way of savings or pensions and who know that social security payouts alone will not cut it.  At the same time, we want to have the feeling of being retired early; work less, travel, golf, fish or whatever we find joy in doing a lot of. Since people are living longer and we have so many things we want to experience, retirement savings needs to last so much longer. Nobody wants the money to run out before we complete our bucket list. I am promoting the idea of building sustainable retirement income through entrepreneurial endeavors and smart investments. I want to encourage and help people who are working for what I am working for and in doing so I can gain encouragement and knowledge from what I research and write about in my blog. I will be reviewing a wide variety of casual employment opportunities, part time business opportunities, financial investments and personal investments; ways to better ourselves in order to fully enjoy our retirement years to the full.

My blog is also a journal of my progress in building a business and good investments that will help finance my fourth quarter, and my dream of taking my business on the road and traveling around to all lower 48 states and to as many points of interest as my wife and I can. I hope my experiences and advice will inspire and benefit people who want to live a more casual and free lifestyle.

As of this writing, I am on a 5 year sprint to reach my goal of becoming free from employment with the ability to maintain independent income while being mobile, free to roam, for both my wife and I. I think of my goal as, rather than working for retirement, I am working for independence from employment. The fourth quarter for me is not only these final five years before independence, but it is for the rest of my life as I reap the benefits of my work and investments.

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The Journey Begins

Introduction

Ever since I was a young boy I had an entrepreneurial spirit. I was careful with money; I collected and saved things that I thought I could profit from later. I found ways to make money by non traditional methods. The concept of Financial Independence came to me naturally. However,  I am a workaholic who doesn’t want to “go to work” so to speak. I once read that the definition of entrepreneur is a person who is willing to work 80 hours per week to avoid working a 40 hour 9 to 5 workweek. That describes me perfectly.
Now that i am at the point in my life that I am calling The Fourth Quarter; I am quickly moving toward an age where most people would expect to retire. My life however has had some unfortunate twists, I have been divorced twice and am now married a third time. I finally got it right this time by the way. But on account of my divorces I had to start all over again from scratch to invest and save for retirement at age 40.

My blog is about my journey; working toward a satisfying retirement on what will be a pretty low retirement income. I strongly believe I have it all worked out, I have been thinking, dreaming and planning for this my whole life. I want to share with you what I have learned along the way with the hope that you could benefit from it as you plan for your retirement.

Please follow my blog and see how my plan is going. Let’s learn together what new tricks and strategies we can use to help us on the way to being able to enjoy retirement to the full. Feel free to chime in and share your ideas and experiences too. Open communication will benefit everyone who follows my blog.

I will be covering a wide variety of topics relating to my theme including:

• Investments
• Health care
• Working while retired
• Traveling while retired
• RV living
• Financial contentment
• Financial security and independence
• Increase income by downsizing and simplifying
• Living within your means; a retirement budget plan
I accept that some of my ideas plans and strategies may not work for everyone. However I am confident that many of the principles that I will promote will help many to shape their own successful retirement plan. Each person has their own set of life experiences, skill sets and circumstances, but we all want the same thing; a life of independence and contentment while we enjoy our life in the Fourth Quarter.
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Good company in a journey makes the way seem shorter. — Izaak Walton

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